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But for most home buyers with past credit issues, a VA home loan could be. State, about 1,000 in Texas, and a staggering 9,000 in California.
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Although most home equity loans won’t require a down payment, you’ll still likely have to go through a credit check. Given that each lender can set its own approval requirements – and that not all lenders offer home equity loans – finding a lender will likely be the most challenging part of the process.
The straw buyers used their credit to submit loan applications to qualify and receive mortgages in exchange for payment. Eight lending institutions accepted the applications and funded the mortgages.
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